So I got a good chunk of change back from the government today when my federal tax refund got direct deposited into my bank account. Now, I have to decide what to do with it. I’ve been considering a few options…
First, I’ve been thinking about getting a car for myself. The Civic is a good daily driver, but I’ve wanted an RX-7 for long time, and I can for sure afford a 2nd Gen now. I’d be giving the Civic to Gio Linh, who is about to go off to college. However, she is going to UC Davis now, so she won’t have much use for it her first year, anyway, unless she shells out for a year-long parking permit. And a 2nd Gen RX-7 would definitely be more fun to ride around in, but I’d be spending more in gas and maintenance.
Second, I’ve also wanted to get LASIK for the longest time. My eyes have been stable for a about three years now, so that shouldn’t be a problem. Of course, I tell myself that it’s for the convenience of not having to deal with glasses, but I can’t deny that there is a certain amount of vanity involved this purchase as well.
My third option is the “smart” albeit boring choice of investing my monies. It’s a pretty good time to get into the market, especially for the long-term, which is what I’d be doing. If I go this route, though, I won’t have anything to play with.
Oh, and I also thought about just setting the money aside for now because some friends and I have talked about doing either a Europe or Asia trip this summer. I don’t know who is still down for that, though.
So… what do you think I should do?
Don’t invest. World’s gonna end anyways. might as well see the rest of the world before skynet takes over.
I think you look pretty snazzy with glasses anyways, and they can be dirt cheap. Your eyes are gonna go nuts during school anyways probably.
I don’t understand the car thing, so I can’t comment on that.
I’d save some for a rainy day/something you really need, or hold off for the trip.
You don’t just have to invest in the market, you can invest in yourself!